Andrew Sullivan, DDS & Joel Pascuzzi, DMD, LLC
Specializing in Periodontics
Oral Medicine and Implant Surgery
Call: (201) 437-9098

Financial Options

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive periodontal therapy is necessary, financial arrangements can be made with our office.


As a service to our patients, our practice will cooperate with all dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network and submit the requested clinical information. We are not part of any insurance program or managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated or our fee. Our staff will gladly submit a pre-treatment estimate, if required by your insurance company,  so that you will know what your benefits will be.

The fees charged for our periodontal services rendered are the usual and customary fees charged to all our patients for similar services, because we only have one fee schedule. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly, while others delay payment for several months.

If there are any questions about your insurance or the monies allocated by the insurance for your procedures, please contact our office managers, Nancy or Diane.